Financing built for the speed of real estate investing & building
UPM leverages cutting-edge technology to provide faster, simpler access to the capital you need - whether you're flipping, renting, or breaking ground on your next build.
Empowering investors across our lending footprint
Unlock fast, easy, and reliable financing
UPM's online platform delivers transparent funding solutions built on advanced technology and real-time data.
Fix-and-Flip / Bridge
High leverage, competitive terms, and fast closings to win the deal and rehab on schedule.
Infill / New Construction
Simple, streamlined, and competitively priced construction financing from ground-up to CO.
DSCR Rental
Flexible terms and streamlined underwriting; some programs may allow review based on the property, not your W-2.
Jumbo Loans
Significant capital, flexibility, and VIP service for your most ambitious investment projects.
Why investors & builders trust us
A platform engineered for speed, certainty, and scale - whether you're closing a flip or breaking ground on a new build.
Fast lending processes
Our digital platform automates the manual work of traditional lenders and guides you through each phase to close in days, not weeks.
Easy digital platform
Real-time data and machine learning streamline approvals - so you can move fast, compete with cash buyers, and close with confidence.
Personalized pricing
We assess a wide range of property factors - square footage, location, and market dynamics - to deliver pricing as unique as your deal.
Hassle-free underwriting
Forget chasing paperwork - some programs are reviewed based on the property, not the W-2, with in-house valuation and servicing teams.
Dedicated support
Lean on our experts from application to closing, with real-time pricing and deal analysis for swift decisions.
Trusted by investors & builders
Hundreds of investors and builders funded - from flips to ground-up new construction - across our multi-state footprint.
Get a fast financing estimate
Stop guessing. Our proven ARV model - refined across tens of thousands of deals - helps you estimate financing for your next fix-and-flip in minutes. Share property address and rehab scope to unlock estimates for ARV, cash to close, interest rate, and comps.
No matter where you are in your journey
Whether it's your first investment property, your hundredth flip, or your next ground-up build, you deserve financing that's fast and tailored to your goals.
Emerging Investors
Custom solutions designed to support the growth of new real estate investors taking on their first few deals.
Pro Investors & Builders
Premier solutions for experienced investors and builders scaling repeatable flips, rentals, and ground-up projects.
High-Volume Operators
Unparalleled solutions tailored to large-scale investors, production builders, and institutional operators.
Ready to fund your next investment?
Tell us about your deal and a UPM investor specialist will reach out with terms built around your project and timeline.