At Uptiq Premier Mortgage, we’re committed to helping clients achieve their homeownership and financing goals—no matter the challenges. While others may decline applications, we take a proactive approach, equipping our clients with the education and actionable strategies they need to succeed.
With over 30 years of combined experience in the mortgage industry and thousands of transactions funded, our team brings unmatched expertise and personalized service to every client. Whether it’s a first-time purchase or a complex refinance, we pride ourselves on finding solutions tailored to your unique situation.
Uptiq Premier Mortgage isn’t just about approvals and denials. If you’re not ready to secure financing today due to financial hurdles, we’ll work with you to overcome those challenges—whether your journey takes a few months or a couple of years. Your goals become our mission.
Our team of seasoned loan officers is proficient in a full range of traditional mortgage products, including Conventional, FHA, and VA loans. Where we truly excel is in crafting innovative solutions for self-employed borrowers and leveraging our robust alternative product lineup.
At Uptiq Premier Mortgage, we combine a comprehensive offering of loan products with advanced AI technology to ensure a seamless, efficient, and accurate experience. We’re here to guide you every step of the way, turning your aspirations into reality.
With a decade in technology consulting with a Big 4 firm and over 5 years in the mortgage industry and I bring a distinctive blend of expertise and innovation to mortgage solutions. Throughout my career, I’ve guided over 300 families toward their dreams—whether it's a first home, an investment property, or a vacation getaway. This experience led me to establish Uptiq Premier Mortgage (UPM), where we merge technology and tailored mortgage solutions to deliver a seamless, transparent client experience.Licensed in 15 states, I specialize in diverse mortgage solutions, including DSCR loans, bank statement loans, and jumbo financing. My consulting background has equipped me to approach each home buying process as an opportunity to solve unique challenges for my clients, using technology to simplify and optimize each step.
Whether you're a first-time buyer, looking to refinance, or expanding a real estate portfolio, my commitment is to provide responsive, strategic guidance, empowering clients to make informed financial decisions. At UPM, we believe in a client-first approach, aiming to redefine what it means to navigate the mortgage process.
Ryan Sullivan is a detail-oriented and results-driven Loan Partner with over 10 years of experience supporting individuals and businesses in navigating the loan process. With a reputation for meticulous accuracy and a deep understanding of the lending landscape, Ryan ensures every step of the loan journey is smooth, efficient, and stress-free.
Ryan specializes in processing a wide variety of loan products, including FHA, VA, conventional, and jumbo loans. His expertise lies in managing the intricate details of loan documentation and approvals, ensuring compliance and timely execution for every client. By staying ahead of industry trends and leveraging advanced financial tools, Ryan collaborates closely with clients and loan officers to deliver tailored solutions that align with each borrower’s unique needs.
A natural problem-solver, Ryan is passionate about simplifying the complexities of loan processing. He prides himself on building strong relationships with clients, loan officers, and lending partners, fostering trust and transparency throughout the process. Whether you’re a first-time homebuyer or a seasoned investor, Ryan is dedicated to making your financial goals a reality by handling the behind-the-scenes work with care and precision.
Let Ryan Sullivan be your reliable partner in achieving seamless, successful loan outcomes.
Jen Garcia is an experienced and detail-oriented Loan Partner with over a decade of expertise in the mortgage and financial services industry. Known for her client-focused approach and commitment to precision, Jen has supported hundreds of families and businesses in achieving their financial and homeownership goals.
Specializing in processing residential mortgages—including FHA, VA, conventional, and USDA loans—Jen excels at managing the intricate details of loan applications. Her deep understanding of the lending process and keen attention to compliance ensure that every file is handled with care, accuracy, and efficiency. By staying current with market trends and regulatory changes, Jen helps streamline the loan process for both clients and loan officers.
Jen’s clear communication and proactive problem-solving make her an invaluable partner in the mortgage journey. Whether it’s ensuring documentation is complete or resolving unexpected challenges, she works tirelessly behind the scenes to provide a smooth and stress-free experience for everyone involved.
Outside of work, Jen enjoys hiking in the Colorado Rockies, exploring new culinary adventures in the kitchen, and volunteering with local housing initiatives. Her passion for community shines through in her work, as she helps clients and partners build strong foundations for their futures.
Let Jen Garcia be your trusted Loan Partner, delivering expert guidance and dedicated support to help turn aspirations into reality.