Fix & Flip Loan

Fast Closings (3-5 days)

Interest-Only Payments

Up to 92.5% LTV*

No Tax Returns or Income Verification

Short Term Loan

*LTV will vary based on borrower’s experience and history of fix and flips.

What is a Fix & Flip Loan?

A “fix and flip” loan is used as a short-term bridge loan for purchasing properties with the intention to make a profit off the sale once renovations are complete. These loans typically have a duration of 6 to 18 months and exist for the purpose of short-term investments. Collateral for these loans is based on the property in question instead of the borrower’s personal income and credit. These loans are a great option for those looking to profit off flipping houses.

Fix & Flip Loan Requirements

There are a few requirements for this loan that differ from a conventional mortgage.

Having a short-term investment plan for flipping a home
Being able to complete the renovation and sale in the 6–18-month time period

There are other loan requirements depending on circumstance, please reach out to a loan officer for specific loan questions.

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