USDA Loan

No Down Payment Required

100% financing

Not limited to First-Time Home Buyers

15 yr and 30 yr fixed rate terms

Guaranteed by USDA

What is a USDA Loan?

If you’re looking to purchase or build a home in rural and suburban America, the USDA Loan Program may be just the program for you. Guaranteed by the U.S. Department of Agriculture, it could help buyers that are looking for an alternative to a conventional loan.

Conventional Loan Requirements

There are certain requirements borrowers must meet to qualify for a conventional loan, including:

Minimum credit score of 620, could be higher depending on circumstances
Must meet debt-to-income ratio standards

There are other loan requirements depending on circumstance, please reach out to a loan officer for specific loan questions.

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