Conventional loans are offered by private lenders without the backing of a government agency. You can purchase, refinance, and take cash out on properties with Conventional Loans.
VA loans provide our current and former service members as well as their surviving spouses and dependents with the home financing they earned by serving our country with honor.
An FHA is a type of government-backed mortgage loan that can allow you to buy a home with less restrictive requirements.
A loan is considered jumbo if the amount of the mortgage exceeds loan-servicing limits set by Fannie Mae and Freddie Mac — currently $726,200 for a single-family home in all states (except Hawaii and Alaska and a few federally designated high-cost markets, where the limit is $1,089,300).
Loan to finance property that’s used for business-related purposes, such as shopping malls, warehouses, etc. Can be used to buy new property, renovate existing income-producing property or refinance debt on a commercial property you already own.
The No-Income Verification Mortgage is a unique product that doesn't require the borrower to provide any income documentation. The borrower doesn't even need to be employed to utilize this product.
ITIN loans are a unique kind of loan for individuals that may not have the traditional documentation needed to obtain mortgage loans.
A Foreign National Mortgage is tailored to foreign nationals who work and live in foreign countries.
Sometimes called “Investment property loans” or “rental loans,” DSCR investment property loan does not consider a borrower’s income in the traditional sense. The “cash flow” is just the monthly rental amount the property brings in.
A bank statement mortgage allows eligible borrowers to use bank statements to verify income instead of traditional means such as income tax returns.
A Self-Employed Profit & Loss Loan is a Loan Product designed for self-employed individuals who want an easier loan process and less-stringent document requirements.
A “fix and flip” loan is used as a short-term bridge loan for purchasing properties with the intention to make a profit off the sale once renovations are complete.
An asset utilization loan is a mortgage program that qualifies income based on a calculation on the available liquid assets the borrower owns.
A Lot Loan, sometimes referred to as a Land Loan, is used to finance the purchase of a plot of land.
A construction is a short-term loan used to finance the building of a home or real estate project. The builder or home buyer takes out a construction loan to cover the costs of the project before obtaining long-term funding.
If you’re looking to purchase or build a home in rural and suburban America, the USDA Loan Program may be just the program for you. Guaranteed by the U.S. Department of Agriculture, it could help buyers that are looking for an alternative to a conventional loan.
A Hard Money Loan is a type of loan that is secured by a real property. These loans have terms based mainly on the value of the property being used as collateral instead of the creditworthiness of the borrower.
All rate quotes are estimates and are subject to change. Rate quotes are not binding. Programs are on on a case by case basis. Certain restrictions apply. The content provided within this website is presented for information purposes only. This is not a commitment to lend or extend credit. Information and/or dates are subject to change without notice. All loans are subject to credit approval.
© 2024 Uptiq Premier Mortgage, Inc. All rights reserved.
Privacy Policy | Accessibility Statement | Licensing & Disclosures
